We will refund 100% of your money if your credit score does not increase after completing our program. This guarantee is subject to the following conditions:

1. All derogatory accounts must be disputed.
2. Must have at least 3 positive tradelines listed.
3. Must have a credit score when we start the process.
4. All revolving credit must be below 40% of the credit limit.
5. All creditors must be paid on time during this process. No exceptions!
6. No new derogatory accounts, collections, public records, new accounts, or inquiries may arise during our program.
7. You must comply with the procedures and time frames set out by Ascend Credit Services during the program.